Home warranties provide protection for homeowners when important household appliances and systems break and are no longer under the manufacturer’s warranty. Our partners at Consumer Affairs researched the best home warranty in Cleveland to save you from unexpected costs of repair or replacement.
A home warranty may be valuable to homebuyers to prevent sudden out-of-pocket expenses. Sellers may use warranty coverage as an incentive to potential buyers. And those with dated appliances or lacking funds for emergency repairs also benefit. Cleveland has a large number of older homes with a higher likelihood of system failures. Our long winters with snow, ice and freezing temperatures only add to that risk.
Home warranty coverage in Cleveland
Most home warranties cover large appliances and systems, such as heating, electrical and plumbing. Others may include water tanks, kitchen appliances and roofs. Most policies are customizable to the buyer’s specific needs, such as swimming pools, well-pumping systems and laundry machines.
In the first two years after purchase, about 66 percent of homeowners need repairs or replacement of two systems or appliances. New homeowners can exhaust significant financial resources on down payments, moving costs and new furnishings, and not have money left over to repair expensive household systems.
Home warranties are no substitute for homeowners insurance. Home warranties cover systems and appliances that eventually need service or replacement. Homeowner’s insurance covers damage from fire, accidents or weather-related events, not for damage from wear and tear.
Home warranty companies in Cleveland usually determine who handles repair work by using contractors in their network. Some homeowners dislike being unable to choose while others prefer the convenience of having the provider facilitate repairs.
How much does a home warranty cost in Cleveland?
Average price per year
$425 - $1,257
$882 - $1,308
$216 - $1,468
$300 - $900
$685 - $1,721
Warranty costs depend on the scope of items covered and the size and type of home. A service fee normally applies when filing a claim. Policies should clearly state the amount that policyholders are to pay, similar to a co-pay or deductible. Always read the policy agreement terms, including which items are covered and any deductible or payments required for service calls.
American Home Shield has issued home warranties to over 1.7 million people over the last 45 years. Cleveland customers say that they are a good provider for those who are busy and appreciate the ease and convenience of having AHS identify the problem and solve it in a timely manner.
A well-established network of Cleveland technicians at Choice Home Warranty provides fast and quality service for homeowners. Online reviews say that the company tends to correct problems quickly. The majority of negative reviews are from confusion about what items are covered (or not) under the warranty agreement.
With appliance and system plans starting at less than $1 per day, Liberty Home Guard offers flexible plans that let you tailor coverage to fit your home needs. Customer support is open 24/7 and Liberty says that empathy and integrity are core company values.
With a gold and platinum plan, Total Home Protection is as affordable as $1 per day. Claims can be filed over the phone or online. Repair or replacement of covered appliances and systems does not depend on their age, make or model. Contractors are pre-approved and are sometimes dispatched to your home the day after the claim is submitted.
With tiered pricing options, AFC Home Club makes it easy to see what is and is not covered under its three plans. Choose one that fits your home’s needs and buy extra coverage to protect additional appliances and systems. There’s no deductible, only a $60 service fee. Plans include restaurant gift cards and a retail savings program for cash back at 5,000 retailers.
Select Home Warranty has three unique warranty packages available for homeowners with different needs. Their claim service works 24/7; however, the company gets mixed reviews with some people feeling that their claims were unfairly denied for various reasons.